Hanseatic GenialCard

The Hanseatic GenialCard is a real value-for-money tip for Thailand. This credit card really comes into its own in a country where card payments are widespread but you also need cash regularly. You can pay worldwide - including in Thai baht - without foreign currency fees. Whether shopping at the MBK Center in Bangkok, renting a scooter on Koh Samui or at a beach restaurant in Phuket: with the GenialCard, there are no hidden fees charged by the bank. The card is permanently free of annual fees and offers you flexible repayment options. The applicationª is completely digital - fast and uncomplicated.

Advantages of the Hanseatic GenialCard

• 0 € annual fee: You can use the GenialCard permanently without a monthly or annual fee and without a minimum turnover.
• Pay free of charge worldwide: You pay free of charge worldwide - whether online, in stores or in foreign currencies.
• No foreign currency fee: Payments outside the eurozone are completely free of charge for you.
• Withdraw cash abroad free of charge: Cash withdrawals abroad are possible without bank charges.
• Flexible repayment: You pay your sales in small installments from 3 % (at least €20) or opt for higher installments.
• Up to 3 months interest-free: You can pay back your purchases interest-free for the first three months.
• Full control via app: You can keep an eye on your sales and adjust repayment installments yourself at any time.
• Fast & digital application: The application can be made completely online - without changing accounts and without paperwork.

Disadvantages of the Hanseatic GenialCard

• Partial payment preset: Be sure to switch to 100 % repayment.
• Cash limit usually €500 per day.
• No travel insurance included.

Alternative credit cards

If travel insurance is important to you, the TF Mastercard Gold a strong choice. Sustainability fans should take a look at the awa7 VISA view.