DKB current account
The DKB current account with free VISA debit card is a solid basis for your trip to Thailand. Especially in a country like Thailand, where you frequently switch between card payments and cash, you benefit from a flexible and transparent solution. The account is free for anyone under the age of 28 or with a monthly cash inflow of at least €700. As an active customer, you pay worldwide free of charge - including in Thai baht - and can withdraw cash from ATMs without DKB charging any fees of its own. Particularly practical: every payment is debited directly from your account. This means you can keep an eye on your travel funds at all times - whether you're eating street food in Bangkok, island hopping in Krabi or checking into a hotel in Phuket. You can manage your transactions in real time via the modern banking app and have full cost control. You can apply for the account conveniently online on the DKB websiteª.
Advantages of the DKB current account
- 0 € account management: Free of charge under 28 years of age or from € 700 incoming funds per month.
- VISA debit card included: Contactless and mobile payment without an annual fee.
- No foreign currency fee (with active status): You pay in Thai Baht without DKB surcharge.
- Withdraw cash worldwide: Free of charge on the part of DKB (active status required).
- Full budget control: Immediate direct debit prevents debt traps.
- Modern app: Banking and security clearances conveniently via smartphone.
- Flexible addition: Combination with call money account possible.
Disadvantages of the DKB current account
- Debit card instead of credit card: Not always accepted for rental cars or hotel deposits in Thailand.
- Active status required: Foreign currency fees may apply if you do not receive €700 in cash.
- Vending machine fees: Fees charged by Thai operators (often around 220 baht per withdrawal) are not always refunded.
Alternative credit cards
For hotels, domestic flights or rental cars, we also recommend a genuine credit card such as the awa7 Visa, TF Mastercard Gold or the Hanseatic GenialCard. These often offer better acceptance for deposits.
More credit card highlights
TF Mastercard Gold
The TF Mastercard for €0 annual fee is a fee-free credit card for every occasion that we have tested for you - with impressive results! Whether in everyday life or when traveling, you benefit from many advantages: no annual fee, worldwide fee-free payments and cash withdrawals, as well as flexible installment payments. There are no foreign currency fees in Thailand with this credit card. The card also offers free travel insurance and attractive cashback offers. With the TF Mastercard Gold you are well equipped and stay safe while traveling in Thailand!
DKB current account
With the DKB current accountª and the free VISA debit card, you are well prepared for your trip to Thailand. There are no account management fees if you have a monthly cash inflow of 700 euros or if you are under 28 years of age. The card allows you to make payments and withdraw cash worldwide free of charge - even in foreign currencies. You can only spend as much as is available in your account, so there is no interest trap. DKB also offers a clear banking app that allows you to keep your finances under control at all times. With this current account, you can experience Thailand worry-free!
Hanseatic GenialCard
The Hanseatic Bank GenialCard is a real all-rounder for making payments in Thailand. With this credit card, you can enjoy full flexibility and save money at the same time. Pay worldwide - including in Thailand - free of charge and without foreign currency fees. Whether you're shopping in Bangkok or filling up your tank on a Thai island, there are no hidden fees with the GenialCard. There is no annual fee and you have the flexibility to make repayments in small installments. So you're well equipped for your trip to Thailand - flexible, secure and transparent!
awa7 VISA
For payments in Thailand, we recommend the awa7 VISA® credit card, as payments with your awa7® are free of charge worldwide. This also applies abroad and for payments in foreign currencies. It is also a very flexible credit card with fair and transparent conditions. There is no monthly or annual fee for this VISA credit card. And there are also no fees for paying in stores or when shopping online. No matter how often you use it or how much money you spend with it. Ideal for your trip to Thailand!
